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EMI Calculator

Calculate monthly EMI for home loan, car loan, personal loan. See total interest and amount payable. India-ready with ₹ format and Indian number system.

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₹10,000₹50,00,000₹10,00,00,000
0.5%8.5%30%
1 year20 years30 years
Monthly EMI
43,391
for 240 months
48.0%
52.0%
● Principal: 48.0%● Interest: 52.0%
Total interest
54,13,879
Total amount
1,04,13,879
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Pro tip
Lower tenure = less total interest but higher EMI. Try reducing tenure by 5 years to see savings!
◆ How it works

EMI Calculator3 simple steps

01

Enter loan details

Loan amount, interest rate (annual %), tenure in years.

02

See instant calculation

Monthly EMI, total interest, total amount auto-update.

03

Compare scenarios

Try different amounts/rates/tenures or use loan presets.

◆ FAQ

Common questions.

Is the EMI calculation accurate?

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Should I use yearly or monthly rate?

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Does this match SBI/HDFC EMI calculator?

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What about prepayment or step-up EMI?

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