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Credit Utilization
Calculate credit utilization ratio and CIBIL score impact.
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Utilization
40.0%
Moderate impact
Ideal Max (30%)
₹30,000
◆ How it works
Credit Utilization — 3 simple steps
01
Total credit limit
Sum of all cards
02
Outstanding balance
Current usage
03
See ratio
Keep under 30%
◆ FAQ
Common questions.
Why under 30%?
+
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