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🏥

Ayushman Bharat

PMJAY — World's largest government-funded health insurance scheme.

🔒100% PrivacyInstant🆓Free Forever📱Mobile Friendly
Coverage
₹5 Lakh
per family per year
✅ Eligibility (SECC database):
  • Rural: Kutcha house, no adult earner, manual scavenger, etc.
  • Urban: 11 specific occupations (rag picker, beggar, domestic worker, street vendor, etc.)
  • SC/ST families (auto-eligible)
  • Senior citizens 70+ (recently included Sept 2024)
🏥 Benefits:
  • ₹5 lakh hospitalization per family/year
  • Cashless at empanelled hospitals (24,000+)
  • Pre-existing conditions covered from day 1
  • Up to 3 days pre-hospitalization
  • Up to 15 days post-hospitalization
  • 1,949+ procedures covered
  • No restriction on family size or age
📞 How to use:
  1. Visit pmjay.gov.in to check eligibility
  2. Call helpline: 14555
  3. Get Ayushman card from CSC
  4. Show card at empanelled hospital
  5. Treatment is cashless, no out-of-pocket
FREE for eligible families. No premium. No upfront payment. No claim form.
◆ How it works

Ayushman Bharat3 simple steps

01

Check eligibility

pmjay.gov.in or call 14555

02

Get Ayushman card

CSC or hospital

03

Use at empanelled hospital

24K+ hospitals