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NSC Calculator

Calculate National Savings Certificate maturity. 5-year Post Office scheme with 80C tax benefit and govt-backed safety.

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Current NSC rate: 7.7% (compounded annually)
Maturity after 5 years
1,44,903
Investment
1,00,000
Interest earned
44,903
Year 1+ ₹7,700 interest1,07,700
Year 2+ ₹8,293 interest1,15,993
Year 3+ ₹8,931 interest1,24,924
Year 4+ ₹9,619 interest1,34,544
Year 5+ ₹10,360 interest1,44,903
💡 Tax benefits: NSC qualifies for 80C deduction (₹1.5 lakh limit). Interest in years 1-4 is reinvested and gets fresh 80C benefit. Only final year interest is taxable.
◆ How it works

NSC Calculator3 simple steps

01

Enter investment

Min ₹1000, no max limit

02

Set rate

Current rate is 7.7% (compounded annually)

03

See maturity

Total amount after 5 years

◆ FAQ

Common questions.

NSC vs FD?

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Tax on NSC interest?

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NSC current rate?

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