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Home Loan EMI Calculator

Calculate EMI, total interest, amortization schedule

⚡ Real-time Calculator
Sample values pre-filled - edit to your numbers

💰 Loan Details

₹50.00 L
8.75%
6%15%
20 years
1 years30 years

📊 EMI Breakdown

💵Monthly EMI
₹44,186
🏦Principal
₹50.00 L
📈Total Interest
₹56.05 L
💰Total Payment
₹1.06 Cr
Over 20 years
Principal₹50.00 L (47%)
Interest₹56.05 L (53%)

📋 Yearly Schedule

YearPrincipalInterestBalance
196,5374,33,68949,03,463
21,05,3314,24,89547,98,132
31,14,9264,15,30046,83,205
41,25,3964,04,83145,57,810
51,36,8193,93,40844,20,991
61,49,2823,80,94442,71,709
71,62,8813,67,34541,08,827
81,77,7193,52,50739,31,108
91,93,9093,36,31837,37,200
102,11,5733,18,65435,25,627
112,30,8462,99,38032,94,781
122,51,8752,78,35130,42,905
132,74,8202,55,40627,68,085
142,99,8552,30,37124,68,230
153,27,1712,03,05621,41,059
163,56,9751,73,25217,84,085
173,89,4931,40,73313,94,591
184,24,9751,05,2529,69,616
194,63,68866,5385,05,928
205,05,92824,2980

❓ Frequently Asked Questions

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Our calculator uses standard formulas and updated rates for 100% accuracy. Results match official calculations.