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Mortgage Affordability
How much house can you actually afford
⚡ Real-time Calculator
Sample values pre-filled - edit to your numbers
💼 Income & Expenses
₹
₹
Excluding existing EMIs
₹
🏦 Loan Parameters
₹
8.75%
6%15%
20 years
5 years30 years
🎯 Recommended Budget
✅Recommended Property Price
₹74.41 L
EMI: ₹52,500 | Loan: ₹59.41 L
📊 3 Affordability Levels
🛡️Conservative (28% rule)
₹62.53 L
EMI: ₹42,000 | Maximum safety
⚖️Recommended (35%)
₹74.41 L
EMI: ₹52,500 | Balanced
⚡Aggressive (40% rule)
₹82.90 L
EMI: ₹60,000 | Tight budget
Monthly surplus after expenses: ₹1,00,000
Stick to RECOMMENDED for comfortable lifestyle. Aggressive only if expecting income growth.
❓ Frequently Asked Questions
Everything you need to know about Mortgage Affordability
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