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Salary Package Calculator
CTC to in-hand salary calculator
🎓 Salary Package Calculator
💵 CTC Details
₹
%
%
📊 Salary Breakdown
💰In-Hand Monthly
₹85,648
After tax + PF
📅Annual Net
₹10.28L
🧾Tax + Cess
₹1.15L
Components (Monthly):
Basic: ₹40,000
HRA: ₹20,000
Special Allowance: ₹35,000
PF Deduction: -₹4,800
Tax (Monthly): -₹9,552
❓ Frequently Asked Questions
Common questions about Salary Package Calculator
CTC vs in-hand?▼
CTC: Cost to Company (gross). In-hand: net after tax, PF, deductions. Typically 70-85% of CTC depending on package.
Free salary calculator?▼
Yes, 100% free. Enter CTC, see breakdown. Basic + HRA + Special + PF + Tax + Net monthly. Detailed analysis.
Fresher avg salary?▼
Tier 1 IT: ₹6-12 LPA. Top tech (FAANG): ₹20-50 LPA. Top MBA: ₹15-25 LPA. Engineering core: ₹3.5-8 LPA.
Hidden CTC components?▼
Joining bonus (1-2 LPA), variable pay (10-20%), gratuity, ESOPs, insurance, mealcards, gym - inflate CTC.
Take home calculation?▼
Basic + HRA + Special - PF (12% basic) - Income Tax - Professional Tax = Net. ₹10 LPA CTC ≈ ₹65-70K monthly typical.
Negotiate offer?▼
Yes, especially with another offer. Polite, justified ask. 10-20% increase possible. Don't lose offer being too greedy.
Tax calculation?▼
₹0-3L: 0%, ₹3-7L: 5%, ₹7-10L: 10%, ₹10-12L: 15%, ₹12-15L: 20%, ₹15L+: 30%. Standard deductions apply.
Stipend vs salary?▼
Internship stipend ₹15-50K/month. Full-time first job ₹50K-2L/month. Some converts based on performance.
Bond/contract?▼
Some companies bond (₹2-5L) for 1-3 years. Penalty if leaving early. Check carefully. TCS, Infosys typically.
Variable pay?▼
10-30% of CTC typically. Performance-based. Half-yearly or annual. Plan budget on fixed component only.